Okay so this isnt a prediction so to speak, but more of a statement on how things should work.
I mean with the size of this country, we are quite a small country, and our population is growing exponentially, we limit the ammount of space that be built on with greenbelts and conservational lands, so that if you want somewhere to live in a city you are limited to somewhere already existing, thus rising prices of houses beyond affordable limits, and mortgage rates, so that nobody can afford them, thus leading to wage increases to be able to afford accommodation etc. Ridiculous right?
So how do you actually go about solving this? we all want our own little house somewhere with our own private space, but what is so wrong with luxury apartment buildings, with decent living space? okay so towers dont have the best reputation due to the fact that they are seen as dirty places where criminals etc live, but rather than having lots of seperate houses, why not have small 3 or 4 story buildings with a decent living accommodation per floor. this would easily make more houses for the space, allowing enough place for people to live and to have all the greenbelts and everything maintained, in big cities especially like birmingham and london, these arent the types of places to go looking for a “house” youre in the city for a reason, towers and flats are the expected so why build normal houses in these places, they are out of place, wasting land driving up prices so nobody can afford to live.
Okay so this may americanise the country a bit but hey we are facing a houseing crisis and this would be an extremely viable solution; and having good quality affordable flats works much better than overpriced small houses which people are dissatisfied with.
Either this or we create a completely new city somewhere where theres nothing, if I had the money or the funding, I could create a great modern cityscape which had a proper city center which was corporate, and decent houseing in decent locations which arent wasting space.
The most ridiculous part of the current crisis is that although you cant obtain a mortgage of £100,000 on a basic wage, if you could your repayments would be less than you are paying to rent a house (or even just one room in a shared house or flat in birmingham city center to be precise) so if the banks would lend me the money I would of course be paying out less to have much more space and my own house… wheres the logic there? And why do they do this? Because if they did lend this amount to everyone there would not be enough houses to go around and house rises would probably quadruple in a month due to the fact that everyone can now get a mortgage on these houses. Its cache 22.
Another really irritating thing is the fact that should there be somewhere £40 or £50k which banks will lend, it will be purchased by some rich developer to do up and make unfordable and sell on to people who can afford much more expensive places. How is that fair to the majority of the population?
I could go on all night about this, I have really strong feelings on the matter, and its just going to get worse over time, we have stupid legislations to block out pretty much anything and stop us actually progressing as a country and having a nice place, all we really need is a cooperative government which looks after its people and makes sure basic things such as accommodation arent priced out of the ordinary persons price brand, sooner or later we will end up with slums on outskirts of nowhere with poor people living sharing the tiniest spaces as that is all they can afford, possibly even box rooms like Japanese culture, where all you have is a bed and thats it, and then the ultra rich living in huge houses wasting space just because they can afford it.